Compare Plans

Not all coverage is the right coverage.

Your healthcare coverage is important to us. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. This summary will help you understand your plan and its coverage.


Summary of Medical Benefits

PPO 10

In-Network

Out-of-Network

Deductible

Individual

Family

 

$4,000

$8,000

 

$5,000

$10,000

Out-of-Pocket Maximum

Individual

Family

 

$7,000

$14,000

 

$15,000

$30,000

Preventive Care Services

No Charge

50% Coinsurance

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$20 Copay

$50 Copay

30%*

50%*

50%*

50%*

50%*

Urgent Care Services

$40 Copay

50%*

Complex Imaging: MRI/CT/PET Scans

30%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

30%*

30%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

30%*

30%*

 

50%*

50%*

Emergency Room

Emergency Medical Transportation

30%*

No Charge

30%*

0%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

30%*

$20 Copay

 

50%*

50%*

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

50% Coinsurance

$200 Copay

Mail Order 90 Day Supply

$20 Copay

$50 Copay

50% Coinsurance

Not Available

Recuro Benefits

General Consultations

 

No Charge

 

No Charge

NOTE: * Coinsurance After Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

PPO 11

In-Network

Out-of-Network

Deductible

Individual

Family

 

$6,000

$12,000

 

$10,000

$20,000

Out-of-Pocket Maximum

Individual

Family

 

$8,000

$16,000

 

$20,000

$40,000

Preventive Care Services

No Charge

50% Coinsurance

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$20 Copay

$50 Copay

30%*

50%*

50%*

50%*

50%*

Urgent Care Services

$40 Copay

50%*

Complex Imaging: MRI/CT/PET Scans

30%*

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

30%*

30%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

30%*

30%*

 

50%*

50%*

Emergency Room

Emergency Medical Transportation

30%*

No Charge

30%*

0%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

30%*

$20 Copay

 

50%*

50%*

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

50% Coinsurance

$200 Copay

Mail Order 90 Day Supply

$20 Copay

$50 Copay

50% Coinsurance

Not Available

Recuro Benefits

General Consultations

 

No Charge

 

No Charge

NOTE: * Coinsurance After Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

HDHP 3

In-Network

Out-of-Network

Deductible

Individual

Family

 

$3,300

$6,600

 

$5,000

$10,000

Out-of-Pocket Maximum

Individual

Family

 

$6,750

$13,500

 

$10,000

$20,000

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

10%*

10%*

$75 Copay After Deductible

50%*

50%*

50%*

50%*

Urgent Care Services

10%*

50%*

Complex Imaging: MRI/CT/PET Scans

$300 Copay After Deductible

50%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

50%*

50%*

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

50%*

50%*

Emergency Room

Emergency Medical Transportation

$300 Copay After Deductible

0%*

$300 Copay After Deductible

0%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

$30 Copay After Deductible

 

50%*

50%*

Prescription Drug Coverage

Expanded Preventative Generic

Expanded Preventative Preferred Brand

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

$10 Copay After Deductible

$25 Copay After Deductible

50%*

$150 Copay After Deductible

Mail Order 90 Day Supply

$20 Copay

$50 Copay

$20 Copay After Deductible

$50 Copay After Deductible

50%*

Not Available

Recuro Benefits

General Consultations

 

No Charge

 

No Charge

NOTE: * Coinsurance After Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 


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